農業銀行ABC
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中國農業銀行是新中國設立的第一家商業銀行,也是改革開放後第一家恢複成立的國家專業銀行。中國農業銀行最初成立于1951年,1979年2月再次恢複成立後,成為在農村經濟領域占主導地位的國有專業銀行。1994年中國農業發展銀行分設,1996年農村信用社與農行脫離行政隸屬關系,中國農業銀行開始向國有獨資商業銀行轉變。2009年1月15日,中國農業銀行完成工商變更登記手續,由國有獨資商業銀行整體改制為股份有限公司,并更名為中國農業銀行股份有限公司。
2008年,農業銀行各項業務快速發展,經營效益明顯提升,資産質量顯著改善。年末總資産達到70,143.51億元,各項存款60,974.28億元,各項貸款31,001.59億元,資本充足率9.41%,不良貸款率為4.32%,全年淨利潤514.53億元。中國農業銀行通過全國24,064家分支機構、30,089台自動櫃員機和遍布全球的1,171家境外代理行,以覆蓋面最廣的網點網絡體系和領先的信息科技優勢,向超過3.5億客戶提供便利、高效、優質的金融服務。
2008年,在《财富》雜志全球500強排名中,中國農業銀行位列第223位,穆迪信用評級為A1/穩定。
作為一家面向三農、城鄉聯動、融入國際、綜合經營的大型商業銀行,中國農業銀行秉承大行德廣 伴您成長的服務理念,堅持審慎穩健經營、可持續發展,立足城市和縣域兩大市場,充分發揮城鄉聯動優勢,實施差異化競争策略,依托龐大的分支機構、電子化網絡和多元化的金融産品,不斷朝着為最廣大客戶群體提供優質金融服務的現代化全能型銀行的目标邁進。
The predecessor of Agricultural Bank of China is Agricultural Cooperative Bank established in 1951. Since late 1970s, the Bank has evolved from a state-owned specialized bank to a wholly state-owned commercial bank and then a state-controlled commercial bank. On 15 January 2009, the Bank was restructured into a joint stock commercial bank.
In 2009, the Bank advanced operational transformation, and continuously enhanced corporate value, competitiveness and risk control. By the end of 2009, total assets of the Bank amounted to RMB8,882,588 million, total deposits reached RMB7,497,618 million, and total loans were RMB4,138.187 million. The capital adequacy ratio and non-performing loan ratio stood at 10.07% and 2.91% respectively. During the year, the Bank achieved a net profit of RMB65,002 million. Following the core value of "honesty and prudence" and the business philosophy of "customer priority", the Bank provides customers with diversified, superior and efficient financial services by leveraging urban and rural presence and extensive electronic network.
In 2009, the Bank took the 155th place in the Fortune Global 500, and ranked No. 8 in The Banker's "Top 1000 World Banks" list in terms of profit before tax for the year of 2008. In the year, the Bank was rated A1/Stable by the Moody's.