韓國國民銀行kookmin bank
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信用卡 特色服務: 長期活動:
韓國國民銀行(英文:Kookmin Bank 朝鮮語:한국국민은행)
韓國國民銀行的前身為1963年2月1日成立的(舊)國民銀行(Kookmin Bank),90年代分别合并了大東銀行以及長期信用銀行,2001年4月23日,合并韓國住宅銀行(Korea Housing Bank)後,成為韓國最大的商業銀行, 由此新的國民銀行誕生。
2006年3月,韓國國民銀行擊敗了競争對手韓亞金融集團(Hana Financial Group)和新加坡的星展銀行。與美國投資公司孤星基金(LoneStarFunds)達成協議,以達7萬億韓元(約合72億美元)來收購韓國外換銀行(Korea Exchange Bank)的股份并控股該銀行。此舉意在鞏固其在亞洲第三大經濟體中的統治地位。韓國國民銀行直至2006年在韓國擁有1132間分支機構,同時在紐約、倫敦、東京、香港、奧克蘭、廣州等世界主要國際金融城市擁有6家營業性海外分支機構,還擁有在印度尼西亞排名第6位的BII銀行14.22%的股份。實現了總資産1,773億美元、不良資産率(NPL Ratio)1.70%、BIS資本充足率12.95%、ROA 1.24%、ROE 20.35%、本期淨利潤22.2億美元,在韓國國内占有較高的市場分額。
該企業在2007年度《财富》全球最大五百家公司排名中名列第三百四十九。
In this regard, Korea and as well as the KB are not the exceptions and are putting our best effort to prevent money laundering and financing of terrorism. Korea’s anti-money laundering acts, including the Financial Transaction Reports Act and the Proceeds of Crime Act, have been in effect since November 28, 2001.
To be in accordance with both domestic and international anti-money laundering measures, and to comply with related laws in Korea, KB introduced its anti-money laundering regulation(policy) in November 2001 and has conducted anti-money laundering activities including Suspicious Transaction Report(STR) since November 28, 2001.
In addition, KB implemented Currency Transaction Reporting(CTR) System and Customer Due Diligence(CDD) Strategies which were put in force from January 18, 2006. Also, to fulfill the requirements given on the newly revised anti-money laundering law of Korea and to capture the money laundering activities more quickly and effectively, KB established the enhanced anti-money laundering measures, policies and monitoring/reporting system which took effect from December 22, 2008.