廣東發展銀行GDB
-
信用卡 特色服務: 長期活動:
1988年9月,經國務院和中國人民銀行批準,廣東發展銀行作為中國金融體制改革的試點銀行在美麗的珠江之畔成立,是國内最早組建的股份制商業銀行之一。
二十多年來,廣東發展銀行栉風沐雨,艱苦創業,以自己不斷壯大的發展曆程,見證了中國經濟騰飛和金融體制改革的每一個腳印。2010年末,全行總資産8147億元(人民币,下同),比年初增加1482億元,增幅22%;全行2010年累計實現淨利潤61.8億元,同比增加28億元,增幅83%。
二十多年來,廣東發展銀行上下求索,奮發圖強,由一家區域性銀行成長為具有一定競争優勢和影響力的全國性股份制商業銀行,業務拓展到了全國各主要區域和澳門地區。截至2010年末,廣東發展銀行已在北京、上海、天津、南京、杭州、澳門等中國經濟發達城市設立了29家分行,544家營業網點,676家自助銀行,3600多台自助設備,在北京、香港設有代表處,在總行設有博士後科研工作站,并與全球133個國家和地區的1510家銀行總部及其分行建立了代理行關系。根據英國《銀行家》雜志對全球1000家大銀行排定的位次,廣東發展銀行已連續多年入選全球銀行500強。
二十多年來,廣東發展銀行勇于創新,敢為天下先,在業務快速發展的過程中,創下了多項同業第一,如:第一家辦理按揭貸款的銀行;首批開辦離岸業務的股份制商業銀行;在國内首家推出先消費、後還款的貸記卡,同時首家發行美元和港币信用卡,使廣發信用卡走出了國門的銀行;首家實施全國通存通兌的銀行;第一家推出可置換動産質押業務的銀行;第一家推出企業财務顧問業務的銀行;首家推出出口退稅貸款業務的銀行等。
Guangdong Development Bank (GDB), founded in September 1988 with the approval of the State Council and People’s Bank of China as a piloting bank for the Chinese financial policy reform, is one of the earliest-incorporated joint stock commercial banks.
GDB's continuous expansion over more than two decades of endeavor serves as the testimony of every progress China has achieved in economic liftoff and financial policy reform. By the end of December 2010, it has total assets amounting to RMB 814.7 billion. For over 20 years of development, GDB has been striving to build itself from a regional bank into a national joint stock commercial bank with competitive edge and influence, extending its footprints to all major regions in mainland China and the Macao SAR. The Bank has establish 29 branches directly under Head Office and a total of 544 outlets, 676 self-service banks and over 3600 self-service facilities in economically-advanced cities such as Beijing, Shanghai, Tianjin, Hangzhou, Nanjing and Macao.
GDB also has representative offices in Beijing and Hong Kong and established corresponding bank relationship with Head Offices and outlets of 1510 banks in 133 countries and regions globally. According to the rankings of the 1000 major banks produced by British magazine The Banker, GDB has been elected as one of the top 500 banks around the globe for 6 consecutive years.
For more than 20 years, GDB has had the courage for innovation and dared to be the forerunner in new businesses, creating a lot of Firsts in various businesses. For instance, the first bank to engage in mortgage lending; the first joint stock commercial banks to engage in offshore business; the first domestic bank to launch credit card that features consumption before repayment; the first bank to launch USD and HKD credit card, making Guangfa credit card an internationally active card; the first bank to implement nationwide deposits and withdrawals; the first bank to launch replaceable chattel pledge business; the first bank to offer corporate financial advisory service and the first bank to engage in lending backed by export tax rebate, etc.