長沙銀行
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特色服務: 長期活動:
長沙銀行成立于1997年5月,總行位于湖南省省會、全國首批曆史文化名城和優秀旅遊城市——美麗的星城長沙,擁有包括廣州(籌)、株洲、常德在内的33家分支機構62個營業網點,控股發起湘西長行村鎮銀行、祁陽長行村鎮銀行和宜章長行村鎮銀行。截止2010年末,全行資産總額達到831億元,存款餘額達到718億元,全年利潤達到11.23億元,不良率控制在1.35%以内,資本充足率達到12.71%。綜合實力穩居長沙同業前三,在全國140多家城商行中名列前茅,并榮膺中國最具成長力中小銀行。2007年以來,長沙銀行已全面達到銀監會确定的優秀銀行要求,各項結構性指标基本達到上市銀行水平,在中國銀監會的權威排名中始終處在城商行的第一方陣,并被評為當前中國銀行業最高等級的二類行。
立行以來,長沙銀行始終堅持服務地方經濟、服務中小企業、服務市民的市場定位,緻力于成為對市政建設支持力度最大,對中小企業和市民服務最貼心的商業銀行。累計支持政府重點建設項目100多個,中小企業8000多家,個人投資創業10萬多戶,服務長沙及周邊地區市民客戶300多萬人。
與此同時,長沙銀行作為中國服務行業500強企業、湖南省100強企業、湖南服務行業20強企業,也是全省唯一一家連續三年入選納稅50強的金融機構,總部經濟的效應日益凸顯,金融輻射力不斷增強;作為中聯、三一、山河智能工程機械按揭貸款的先行者,長沙銀行有力地推動了長沙工程機械之都的迅速崛起;聯保貸款、快典貸、轉賬支付卡等創新型産品的相繼推出,則給廣大小微企業送去了福音;壹站通數字社區的遍布星城,走進千家萬戶,更是極大方便了市民的日常生活。全行高管團隊和核心人才的主動流失率保持在行業最低水平,廣大幹部員工的歸屬感、榮譽感、和諧度和千心文化在行業内素有口碑。
Founded in May, 1997, Changsha Commercial Bank is the first local share-holding commercial bank in Hunan Province. Confronted with all kinds of opportunities and challenges, Changsha Commercial Bank has been adhering to the development of market-orientation, localization, shareholding diversification, capitalization and globalization. It is characterized as government’s bank, medium-and-small-sized enterprises’ bank, citizens’ bank, and it fully brings the endowment and advantages of the bank as corporate capacity into play with prompt responding, quick decision-making, efficient innovation and local brand. Changsha Commercial Bank has been keeping reform and innovation, promoting technology development, with the aim of developing core competitiveness and advancing comprehensive strength and development quality greatly. By the end of 2007, its registered capital reached RMB 754 million yuan, with 32 subordinate branches, 57 operational networks and 1695 employees. The total asset of the bank was above 55 billion yuan, the outstanding balance of all deposit reached 40 billion yuan and outstanding loan of 19.2 billion yuan. The profit totaled 640 million yuan, and the capital adequacy ratio was at 10.59% and provision coverage ratio of 117%. Changsha Commercial Bank was in the front rank in terms of comprehensive strength, with almost all kinds of structural indices standing above the average, and it was classified into the second grade banks as good as those listed banks like China Merchants Bank and Beijing Banks an so on (first grand vacancy).