北京農村商業銀行BRCB
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特色服務: 長期活動:
北京農村商業銀行成立于2005年10月19日,是國務院首家批準組建的省級股份制農村商業銀行。成立以來,北京農商行全方位開展體制機制的系統創新,全面實施經營管理的規範化運作,堅持改制不改向,緻力于支持首都新農村建設和城鄉一體化發展,為首都社會經濟發展和社會主義新農村建設做出了積極貢獻。
--金融支持首都新農村建設的主力軍。北京農商行擁有近700家覆蓋首都城鄉的營業機構,已經成為首都信貸支農不可替代的主渠道。截至2009年12月末,北京農商行資産總額達2846億元,存款餘額2616億元,貸款餘額1221億元;涉農貸款占全市涉農貸款總額的40%,農戶貸款占全市農戶貸款額的90%以上,十個郊區縣支行存貸款市場份額保持在30%以上,在農村金融市場持續保持較為明顯的優勢地位。
--銳意創新的特色銀行。北京農商行堅持以科技創新引領業務發展和管理提升,擁有較完善的金融支農信貸産品和服務;推出了全國農村合作金融系統首家網上銀行--金鳳凰網銀和特色定位的銀行卡産品――鳳凰卡系列;連續三年舉辦鳳凰鄉村遊 體驗新農村活動,在京郊地區建立起快速金融支付綠色通道,成功引領北京地區城市資金二十多億元流向農村市場;成功取得代理銷售國債資格,為農民提供理财服務,金融産品和服務創新不斷深化。
--強化内控與風險管理。北京農商行不斷完善公司治理結構,堅持按規矩辦事的治行理念,以建立和完善行政運行和業務運行兩大機制為抓手,不斷完善經營管理和内控體系,管理效能和内控水平有了新的提升,努力實現效益、質量、規模、結構、速度的協調發展。
Beijing Rural Commercial Bank (referred as BRCB hereafter) was established on October 19, 2005, which was the first provincial level joint-stock rural commercial bank approved to establish by the State Council. Since then, BRCB has been carrying out all-directional systemic innovation to its institutional mechanism, fully implementing standard operation and management, insisting on "restructuring but not change direction", committing itself to supporting the capital's new countryside construction and urban-rural integration development, and making positive contribution to the social-economic development and socialist new countryside construction.
--The "Main Force" of financial support to capital's new countryside construction
BRCB has nearly 700 outlets scattered over urban and suburb Beijing; it has become the irreplaceable main channel in credit support to capital agriculture. By the end of 2009, the total assets of BRCB reached RMB 284.6 billion Yuan, the outstanding balance of deposit stood at RMB 261.6 billion Yuan and the outstanding balance of loan was RMB 122.1 billion Yuan; its agriculture-related loan accounts 40% of the city's total amount, farmer household loan accounts 90% of the city's total, and outstanding balance of deposit and loan in 10 suburb branches continues to accounts for above 30% in suburban area and rural market. BRCB has maintained fairly obvious advantage in the rural financial market.
--Characteristic bank with unceasing innovation
BRCB has always employed scientific and technological innovation to lead business development and management enhancement, and has owned comparatively complete financial products and services to support agriculture credit; launched the first internet banking-"Golden Phoenix Internet Banking" among national rural cooperative financial system, and featuring bank card product-Phoenix Card series; successfully held "Phoenix Countryside Tour, Experience New Countryside" event for three consecutive years, built up a "green channel" of rapid financial payment in Beijing's rural areas, and led more than 2 billion yuan from the city area of Beijing to the suburb; successfully obtained National Debt Sales Qualification, provided farmers with wealth management services and financial products.
--Strengthen internal control and risk management
BRCB continuously improves its corporate governance structure, adheres to the management concept of "operate by rules"; with establishing and optimizing administrative operation and business operation mechanisms as two key issues, continually improves business management and internal control systems, makes great efforts to achieve coordinated development of efficiency, quality, scale, structure and speed!